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photo_camera Document Everything

Detailed and well-organized documentation is important to ensuring your claim is processed as quickly as possible and not delayed by requests from the insurance carrier.

  • Locate and retain any written communication related to the incident.
  • Retrieve and categorize receipts of any property affected by the incident.
  • Take photographs of any damage or evidence tied to the incident.

warning When to Avoid Initiating a Claim

Like with all forms of insurance, there are occasionally circumstances when a business should avoid filing a claim even if there is insurance coverage in place to cover the event.

  • If anticipated damages don't exceed the insurance deductible(s).
  • If a maintenance issues contributed to the loss, the claim may be rejected.
  • If the expected costs and time of pursuing the claim exceed coverage limits.

File a Claim

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